Tips For Organizing
Your Financial World
To change your
basic patterns of living, set aside a few minutes
every day to visualize reaching your legacy goals.
Also, begin to create opportunities to stick to your
(1) Give yourself
a small task each day,
(2) schedule it
into your routine and
(3) make it too
convenient to pass up. For example, if you are
trying to keep track of your spending, have a basket
or file where you walk in the door and put down your
bags. Immediately throw your paperwork in the
file. The first step to the process is done and was
quick and painless.
these changes may take a few days or weeks, but
don’t despair as it can take a number of weeks to
change your engrained routines.
Here are some suggestions to implement on a daily
~ Organize your
financial files (taxes/years/important
documents/financial statements/etc.) in a convenient
locale near where you pay your bills making it easy
to quickly put your important papers away.
~ Set up your
financial information so it can be easily viewed in
a five minute check-in each day. That way when you
log onto your computer in the morning it’s an easy
choice to get in the habit of checking in on your on
line finances. Use one of the many free and secure
“my accounts” functions that banks and brokerage
institutions now offer to their clients. This will
allow you to efficiently and quickly monitor and
reinforce your commitment to understanding and
monitoring how your money is working for you.
~ Leave a file
folder right where you walk into your home and file
receipts, old statements, etc.
~ Create a file
for all of your daily cash receipts so you can track
and understand where your money is going.
~ Use a
convenient monthly budget that tracks all bills, as
well as your monthly cash expenditures by setting it
up in a place you use every day, like a computer or
a pad of paper near your daily organizer.
~ Set up an area
that is only for working on your finances. Have an
inbox for statements, bills and a filing system
within hands reach.
Tama Borriello, author of "...And the Money Will Follow; 29 Ways in 29
Days to Change Your Finances Forever" is a certified financial planner,
financial advisor in the Bellevue and Seattle, WA. area.
Tama is a financial planner for women, specializing in finance planning